Cashalo Loan App Download for Cash Loan and Credit 2025

Cashalo loan app is a leading fintech platform designed to deliver accessible and convenient digital credit solutions to Filipinos. With Cashalo loan app, you can manage your financial needs effectively—whether it’s paying utility bills, handling school fees, covering unexpected expenses, growing your business, or treating your loved ones.

Cashalo Loan App Download for Cash Loan and Credit 2025

Why Choose Cashalo Loan App?

Cashalo loan app stands out for its speed, affordability, and legitimacy. Here’s what makes it the go-to choice for thousands of Filipinos:

FAST

• 1 Valid ID: Apply with just one government-issued ID. No collateral or references needed.
• Easy Application: Complete your loan application in minutes through a simple and intuitive process.
• Instant Payout: Receive your money immediately through your chosen e-wallet or bank account.
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AFFORDABLE

• Low Daily Interest Rate: Enjoy competitive rates that won’t strain your budget.
• No Kaltas: Get the full loan amount with no hidden charges or advance fees.
• Convenient Terms: Flexible repayment terms allow you to borrow responsibly and on your own schedule.

LEGIT

• SEC Registered: Fully compliant with the Securities and Exchange Commission’s (SEC) regulations on transparency, responsible pricing, and consumer protection.
• NPC Regulated: Committed to safeguarding your privacy and personal data under the National Privacy Commission (NPC).
• Reports to CIC: Regularly reports your good borrower standing to the Credit Information Corporation (CIC) to help build your credit score.

Cashalo Loan Products

Cashalo offers tailored loan products to meet your specific needs:

• Cash Loan: Borrow up to ₱11,000 for any personal or business purpose.
• Lazada Loan: Easily top up your Lazada Wallet and shop safely from home.

Example Loan Calculation

Here’s an example to give you an idea of Cashalo’s affordability:

• Amount Borrowed: ₱2,000
• Loan Term: 90 days
• Daily Interest Rate: 0.2%
• Daily Service Fee: 0.3%

Breakdown:

• Total Interest Fee: 0.2% x 90 days x ₱2,000 = ₱360
• Total Service Fee: 0.3% x 90 days x ₱2,000 = ₱540
• Total Repayment Amount: ₱2,000 + ₱360 + ₱540 = ₱2,900

Loan Details

• Maximum Daily Effective Interest Rate (EIR): 0.5%
• Maximum Monthly EIR: 15%
• Maximum Annual Percentage Rate (APR): 180%
• Minimum Repayment Period: 61 days
• Maximum Repayment Period: 180 days

Privacy and App Permissions

Cashalo values your privacy and security. To ensure smooth and secure transactions, the app may require certain permissions:

• Location: Used to validate your information, prevent fraud, and assess your credit eligibility.
• External Data about Other Apps: Helps calculate your credit score and prevent fraud.
• SMS Data: Used to analyze financial activities and determine eligibility.

How Cashalo Protects Your Information

Your personal information is only used for verification and credit profiling. It will never be shared without your direct and explicit consent.

Contact Us

Need help? We’re here for you, Kasalo!

• Website: www.cashalo.com
• Facebook: @CashaloPH
• Instagram: @CashaloPH
• Office Address: Office 608, 6F Cyber One Building, 11 Eastwood Avenue, Eastwood City Cyberpark, Bagumbayan, Quezon City, Philippines
• Email: hello@cashalo.com
• Contact Number: +63 2 8470 6888

Important Information

Cashalo loan app is operated by Paloo Financing, Inc., a licensed financing company with SEC Registration No. CSC201800209 and Certificate of Authority No. 1162. Always review the terms and conditions as well as the disclosure statement before proceeding with any transaction. For regulatory concerns, the SEC can be reached at flcd_queries@sec.gov.ph.

With Cashalo, you’re not just borrowing cash—you’re partnering with a trusted ally committed to your financial success. Higit sa cash, kasalo!